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Budgeting for your new home
Here's a quick check list to help you with the budgeting when it comes to finding out how much a house will cost you to buy.
Buying your new home |
|
| Mortgage valuation | £............................................... |
| Survey fees | £............................................... |
| Stamp Duty | £............................................... |
| Deposit for mortgage | £............................................... |
| Arrangement fee to lender (if applicable) | £............................................... |
| Solicitors fees | £............................................... |
| Storage/removal company/van hire | £............................................... |
| Bridging loan (if required) | £............................................... |
| Mortgage indemnity premium (if applicable) | £............................................... |
Total cost of purchase |
£............................................... |
Anticipated monthly cost |
|
| Mortgage payment | £............................................... |
| Life insurance/income protection |
£............................................... |
| Buildings and contents insurance | £............................................... |
| Council tax |
£............................................... |
Total monthly mortgage costs |
£............................................... |
Settling in costs |
|
| Repairs, alterations and decoration |
£............................................... |
| Telephone/internet | £............................................... |
| Gardening | £............................................... |
| Fixtures and fittings |
£............................................... |
| Curtains and carpets | £............................................... |
| Furniture | £............................................... |
| Others | £............................................... |
Total of settling in costs |
£............................................... |
GRAND TOTAL |
£............................................... |
ESPC,
90a George Street,
Edinburgh,
EH2 3DF